The Pension Transfer Trust Plan	« Learn More »

How does this work?

With the adoption of a pension transfer trust, you are allowed to convert 401(k) and IRA funds into privately-held stock in your new business. This tax-deferred transfer requires a 501(a) trust coupled to a replacement plan containing special "exemptive clauses".

We provide the expertise.

Our team of pension and tax advisors provides all of the specific components necessary to make sure each transaction is in compliance with all applicable IRS Code Sections, ERISA Law, and Department of Labor Letter Rulings.

Here are the numbers:

	Pay taxes & penalties	or	Adopt transfer trust plan
Amount in retirement fund:	$100,000		$100,000
Mandatory 20% withholding:	$20,000		-0-
Cash available to withdraw:	$80,000		$100,000
Tax consequences of withdrawal:
Federal income taxes (at 28%)	-$28,000		-0-
Early distribution penalty (10%)	-$10,000		-0-
State income taxes (3%)	-$3,000		-0-
Total taxes & penalties:	$41,000		-0-
Compare with cost to create a Pension Transfer Trust Plan:			$6,850
Net cash available:	$59,000	vs.	$93,150

For more information please contact:

	PENSION TRANSFER ADVISORS, INC. San Francisco (415) 552-5743 d.pensiontransfers@comcast.net