Established Title & Escrow Agency | $853K SDE

WASHINGTON, District of Columbia

Asking Price	$0	Year Established	2011
Annual Revenue	$2,007,000	Reason for Selling	After approximately fifteen years the owner is ready to step back and is selling to the right buyer.
Annual P/L	$0	Attention	Greg Knox
Annual Cash Flow	$853,000	Listing Number	1016369
# of Employees	9	Business Category	Services: Financial, Accounting, Insurance

Business Overview:

This established title and escrow agency has served the Washington, DC metro area, one of the nation's wealthiest residential corridors, for approximately fifteen years. The business handles residential purchase, refinance, and commercial settlements from contract through closing, disbursement, recording, and policy issuance. 2026 pro forma revenue is approximately $2.07 million with Seller's Discretionary Earnings of approximately $853,000, an approximately 41% SDE margin, with closed files pacing 24% ahead of last year. Day-to-day production runs on a leading cloud title platform through a tenured, licensed staff with attorney capability, and remote and online closing infrastructure can close for parties located almost anywhere. Escrow is professionally reconciled by an independent outside firm every month, dual approval is required on every wire, and industry-standard wire-fraud verification tools are in place.

Property Features and Assets:

<p>A professional leased office at market rent with no long-term obligation, positioned so a buyer can negotiate its own terms or relocate nearby. Closings also run at the parties' locations and online, so nothing about the operation is tied to the address.<br></p>

Market Competition and Expansion:

<p>The settlement industry in this corridor is fragmented among small agencies, and industry data puts the average area shop under $500K of annual revenue; this business runs roughly four times that size. Demand is transaction-mandated: essentially every financed real estate purchase requires title and settlement services. Barriers to entry are high, including underwriter appointments, individual producer licensing, and escrow infrastructure that survives audits, none of which can be bought quickly.<br></p><p><br></p><p>The growth levers are unpulled, not exhausted. Two adjacent licensed jurisdictions produce only about 12% of revenue today despite licensed producers already in place, and billings in one of them have already matched all of last year in just seven months. Marketing spend is roughly 2% of revenue with no paid digital presence, there has never been a structured sales program, and refinance volume arrives by phone with no marketing cost whenever rates step down. A perpetual out-of-state license with an established closing arrangement adds a further expansion lane a new owner can scale.<br></p>

Additional Details: