Check Cashing @location 30yr! 10M transactions!

NOT DISCLOSED, New Jersey

Asking Price $120,000 Year Established 1970
Annual Revenue $198,118 Reason for Selling Retiring  
Annual P/L $0 Attention Libby Rabinowitz
Annual Cash Flow $124,800 Listing Number 994831  
# of Employees Business Category Services: Financial, Accounting, Insurance

Business Overview:

Profitable Check Cashing Business – $10M Annual Volume – Exclusive Territory

Rare opportunity to own a high-volume, low-overhead check cashing business with over 30 years of continuous operation in the same prime location. This business is the only check cashing provider in the area, operating with exclusive rights within a 2,500-foot radius. It processes approximately $10 million in annual transactions at an average 2.21% fee, offering services such as check cashing, money orders, and bill payments.

The current owners have successfully run the business for 16 years and are ready to retire, offering training for a smooth transition. Monthly rent is just $1,600 with minimal additional expenses. Peak volume comes during the summer months.

WORKING CAPITAL OF $150,000 IS REQUIRED.

This is a turnkey opportunity with strong margins, consistent cash flow, and a recession-resistant model—ideal for an owner-operator or investor looking to step into a stable, established business.

Property Features and Assets:

Market Competition and Expansion:

Additional Details:

  • The property is Leased.
  • This is not homebased business opportunity.
  • This is not a franchise resale opportunity

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