Established Mortgage Brokerage & NJ Correspondent Banker

Business Overview:

Highly established mortgage brokerage with over 25 years of continuous operations and a strong reputation for compliance, stability, and lender relationships. The company is fully licensed across multiple states and holds active wholesale agreements with 20+ national and regional lenders. Approved to originate across virtually all major product categories, including: Non-QM, Conforming / Conventional, Jumbo, FHA / VA, Reverse Mortgages This is a turnkey, plug-and-play platform ideal for a buyer seeking immediate production capability, established lender access, and seasoned operational infrastructure. Ideal Buyer Profiles: • Real Estate Brokerages / Agencies, Perfect add-on for firms seeking vertical integration to keep mortgage, title, and referral income in-house. A ready-made mortgage arm with instant lender access and licensing. • Regional Mortgage Companies or Correspondent Lenders: Great opportunity to expand into a broker channel and leverage existing multistate licensing and long-standing lender relationships. • New Market Entrants / Tech-Enabled Brokerages Attractive for startups wanting an established brand, compliance framework, LOS/CRM integrations, and a smooth regulatory path without starting from scratch. Included Highlights: over 25-year operating history with brand credibility 20+ lender contracts across all major loan types Multistate licensing Experienced operations/management available to stay on Turnkey LOS and CRM systems Fast transition timeline if buyer desires continuity Owner Role & Transition Options Seller is willing to remain on board to run in-house sales, onboarding, compliance oversight, and training through a consulting or employment agreement. Suggested compensation structure options for post-sale involvement: Retainer: $5,000–$8,000/month (market COO/GM consulting range). Performance Bonus: 2.5%–5% of gross origination fees produced by the unit operated Alternative Model: Lower retainer ($3k–$4k) with higher commission (4%–6%) if buyer prefers variable pay This ensures alignment during ramp-up and provides the buyer with operational leadership from day one. Buyer Requirements: Capital infusion commitment (processor hiring, marketing budget, and staffing) to ensure production scale. Agreement on regulatory responsibility while seller’s name remains on record. Indemnities and liability caps protecting the seller from actions outside their control. Confirmation that lender contracts are assignable / have clear novation paths Optional escrow or holdback (6–12 months) to cover any undisclosed liabilities Next Steps: Serious, qualified buyers only. NDA required for financials, licensing details, and lender agreement summaries..

Contact the Seller:

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Reason for Selling:

Reason for Sale: Owner is open to a strategic exit or partnership with the right group that can capitalize on the platform’s licensing, lender network, and fully developed operations. Ideal for a buyer looking to scale quickly or integrate mortgage services into an existing real estate or lending organization. Kindly ask the seller for more information.

Additional Details:

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