Independent Insurance Agency-Des Moines IA
Not Disclosed, IA Not Disclosed
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- RE: Independent Insurance Agency-Des Moines IA
- Contact: Scott Hislop
Quick Facts
| Asking Price: | $4,200,000 | |
| Annual Revenue: | $763,676 | |
| Net Profit: | Not Disclosed | |
| Cash Flow: | $522,232 | |
| Total Debt: | Not Disclosed | |
| FF&E: | $50,000 | |
| Real Estate: | Not Disclosed | |
| Year Established: | 4 | |
| Employees: | Not Disclosed | |
| BBN Listing #: | 1008089 | |
| Broker Reference #: | 17441-966733 |
Business Overview:
This is an established independent insurance agency with a diversified book across commercial and personal lines. Revenue is largely recurring, supported by long-term client relationships and strong carrier partnerships. The agency operates with efficient systems and a lean structure, producing consistent cash flow.
The business serves clients across multiple states, which reduces concentration risk and supports scalability. Its independent model allows flexibility in carrier placement, pricing, and coverage solutions, creating durable client retention and cross-sell opportunities.
Growth opportunities include cross-selling to existing clients, deeper personal lines, expanding life and supplemental products, and targeted marketing within existing territories. The platform is well suited for an owner-operator seeking steady income or a strategic buyer looking to add scale, geographic reach, and predictable commissions.
Contact the Seller:
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Market Competition and Expansion:
The agency competes primarily in the commercial space. The residential lines typically result from the commercial client’s personal needs. Its independent model provides a clear advantage by allowing access to multiple carriers, flexible coverage options, and competitive pricing, which supports higher client retention and cross-sell opportunities.
Compared to captive agencies, this business is not constrained by a single carrier’s underwriting or pricing changes. Compared to smaller independents, it benefits from an established book, multi-state reach, and proven carrier relationships. These factors create defensibility, recurring revenue stability, and a strong platform for continued growth.
Reason for Selling:
Other Interests. Kindly ask the seller for more information.
Additional Details:
- The property is Leased.
- This is not homebased business opportunity.
- This is not a franchise resale opportunity
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