SBA Pre-Qual Luxury Vendor-Consigned Jewelry Btq.

Business Overview:

SellerForce® presents an SBA Pre-Qualified Luxury Fine Jewelry Boutique built around an uncommon memo and consignment inventory structure. Roughly $1 million of designer jewelry sits in the store without being owned or paid for until it sells, while about $100,000 in owned inventory is included in the purchase price. Because customers pay at the point of sale and most merchandise is vendor-supplied, the business carries no receivables and effectively requires no working capital to maintain a high-value showroom. This business is partially SBA Pre-Qualified, providing Qualified Buyers with an opportunity to purchase this business with as little as 10% down, with the balance of the SBA Loan amortized over an entire 10-year period. Seller financing is available for qualified buyers and acceptable terms.

This company offers designer fine jewelry, custom pieces, investment-grade diamonds and gemstones, and private-label collections to an affluent customer base. Average orders commonly reach the mid-to-high five figures, with select transactions entering 6 figures. No customer or supplier typically accounts for more than 15% of activity, reducing concentration risk. Quarterly trunk shows, private appointments, referrals, and long-term client relationships help keep the product selection fresh and bring customers back throughout the year.

Revenue rose from $1.87 million in 2024 to $3.87 million in 2025, representing 106.6% year-over-year growth. Owner earnings increased 152.3% during the same period. This growth resulted from improved vendor cooperation, more manufacturer events, regular inventory rotation, targeted events for high-spending clients, selective product curation, and increased local consumer spending. These strategies are now standard and will continue into 2026, repeatable under new ownership. The store operates under an absentee-owner structure with an experienced team in place. A long-tenured employee manages regular storefront coverage, supported by a brand and social media manager and 2–3 part-time team members during events and busy periods. The team works independently and is expected to remain after a sale.

The 1,700-sq-ft store is located in the premier retail center in their market, surrounded by national lifestyle, apparel, and jewelry retailers. Annual rent is roughly $66,000 under a gross lease, or about 2% of annual revenue. Lease options provide flexibility through 2029. The company has also received Cornerstone retailer recognition from a respected national luxury-jewelry trade show, providing third-party support for their standing within the industry.

Prospective buyers will find an attractive opportunity in this luxury jewelry brand, which is poised for further growth and digital expansion. Growth opportunities include expanding the successful trunk-show format through pop-ups at luxury resorts and hotels that have already approached the owner. This model would require no new lease and no owned inventory. A buyer can also build online appointment booking, selective eCommerce, digital marketing, additional private-client events, and new private-label designs while using the same vendor-supported inventory model.

The ideal buyer will be relationship-oriented, passionate about luxury retail, and focused on customer experience and brand positioning. Jewelry expertise is helpful but not required, since design, CAD work, manufacturing, and product access are supported through existing partners, while the seller is available to assist with introductions and transition training. Contact Seller Force today to explore this exceptional acquisition opportunity in the luxury jewelry sector.

Key Valuation Points
• SBA Pre-Qualified
• Seller Financing
• 18 Years Old
• Exponential Financial Growth.
• 1700 Sq. Ft. Retail Space
• Stable Lease Secured Through 2029 With Predictable Costs.
• Hybrid Inventory Model
• Average Order Value in Mid- to High-Five Figures, Reaching Six Figures.
• Owner Open to Flexible Deal Structures
• Significant Digital Expansion Potential

SF683

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