Scalable FL Public Adjusting Firm-Strong Cash Flow

Business Overview:

This Central Florida-based public adjusting firm offers expert representation to residential and commercial policyholders navigating the insurance claims process. With a strong track record across a range of property damage events, the Company serves as a dedicated advocate to ensure clients receive fair and timely settlements. The firm has built long-term relationships with property owners, contractors, and attorneys, and leverages proprietary systems to manage claims efficiently from intake to resolution.

The Company is fully licensed, with processes in place that support growth while ensuring compliance with state requirements. A seasoned team of adjusters and support staff manage both catastrophe and daily claims, with scalable workflows already in place. The business is well-positioned for a buyer seeking a professional services firm with recurring client demand, existing claims pipeline, and opportunity to expand geographically or into related service lines.

The SDE shown includes a rent charge of $0 for this home based business and is for a full-time owner-operator. >>

Contact the Seller:

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Property Features and Assets:

This is a home based business.

Assets = $1,028,438

Market Competition and Expansion:

The public adjusting industry in Florida is both active and competitive, driven by the state’s high frequency of weather-related property damage and a complex insurance landscape. Competitors range from solo adjusters to larger regional firms offering similar claim representation services. However, many smaller operations lack the infrastructure, process automation, or staffing needed to manage higher claim volumes efficiently or scale beyond local markets.

This business distinguishes itself through a well-established presence, streamlined claim handling systems, and strong referral relationships with contractors and legal professionals. The industry continues to grow, particularly as property owners seek knowledgeable advocates to navigate increasingly complex insurance policies and delays in carrier responsiveness. Legislative changes and evolving insurance practices have elevated demand for experienced firms capable of delivering timely and maximized settlements, positioning the company well within a resilient niche of the insurance services sector.

Growth opportunities include expanding into underserved geographic markets within Florida or neighboring states, leveraging existing systems and staff to increase claim volume. A strategic acquirer could also integrate this firm into a broader restoration, legal, or insurance services platform to create operational synergies. Additional upside exists in investing in business development efforts, forming new referral partnerships, scaling digital marketing, and hiring additional adjusters to handle higher claim volume, especially during peak CAT seasons. There is also potential to introduce complementary services such as appraisals, consulting, or third-party estimating support.

Reason for Selling:

The owner is preparing for retirement. Kindly ask the seller for more information.

Additional Details:

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