SBA Pre-Qualified Up To $1.96M | Absentee Beauty

Business Overview:

SBA Pre-Qualified Up to $1.96M | Absentee Beauty Supply

SBA Pre-Qualified Beauty Supply Store — Absentee-Owned, Chattanooga, TN


SBA PRE-QUALIFIED: This business has been pre-qualified by an SBA lender for financing of up to approximately $1.17 million for an investor / absentee buyer and up to approximately $1.96 million for a qualified owner-operator buyer who intends to personally assume certain management responsibilities.



Pre-qualification is based on the lender’s review of the business financial information provided and is not a guarantee of financing. Final loan approval, structure, equity injection, collateral requirements, and terms will depend on the individual buyer’s qualifications, creditworthiness, experience, available liquidity, and lender underwriting.



A rare opportunity to acquire a well-established, large-format beauty supply retailer in Hamilton County, Tennessee. The business is fully staffed and currently operates under a completely absentee-ownership model, with experienced management and employees handling the day-to-day operations.



Purchase Price



Business / Goodwill: $1,040,000

Inventory at Cost: Approximately $1,300,000

Total Asking Price Including Inventory: $2,340,000



The asking price includes approximately $1.3 million of inventory at cost, providing the buyer with a substantial inventory base at closing.



Three-Year Financial Highlights | 2023–2025


Current Absentee-Owner Model



Average Annual Gross Revenue: $3,053,836

Average Annual SDE: $385,075



The current owner does not participate in the daily operation of the business, allowing a buyer to acquire an established retail operation with an existing management and employee structure already in place.



Owner-Operator / Family-Operated Opportunity


For a qualified buyer who intends to personally operate the business and replace certain existing management functions, including approximately $154,900 in general manager compensation and benefits, the business offers the potential for significantly greater owner benefit.




Average Annual Gross Revenue: $3,053,836

Average Adjusted Owner-Operator SDE: Approximately $539,975

SBA Financing Pre-Qualification: Up to approximately $1.96 million, subject to buyer and lender qualification



This structure may be particularly attractive to an experienced beauty supply operator, retailer, or family-owned business seeking to maximize owner cash flow through active involvement.



Business Overview


The store serves an established Tennessee market and offers an extensive selection of beauty and personal-care merchandise, including:




Hair-care products

Wigs and hair extensions

Cosmetics and accessories

Professional beauty supplies

General beauty and personal-care merchandise



The acquisition includes approximately $1.3 million of inventory at cost, along with applicable furniture, fixtures and equipment, established vendor relationships, trained employees, operating infrastructure, and an existing customer base.



Key Investment Highlights



SBA pre-qualified up to approximately $1.17 million for an investor / absentee buyer

SBA pre-qualified up to approximately $1.96 million for a qualified owner-operator

$2.34 million asking price includes approximately $1.3 million of inventory at cost

Completely absentee-owned operation

Fully staffed with experienced employees and management

More than $3 million in average annual revenue

Approximately $385,000 average annual absentee-owner SDE

Approximately $540,000 average adjusted owner-operator SDE

Significant inventory included in the transaction

Established vendor relationships and customer base

Turnkey operating infrastructure

Opportunity for an owner-operator to increase cash flow by assuming management responsibilities

Seller willing to provide reasonable transition assistance



Ideal Buyer


This opportunity may be particularly attractive to:




Investors seeking an established absentee-operated retail business

Experienced beauty supply operators

Owner-operators seeking greater potential cash flow

Family-owned retail businesses

Regional or multi-location beauty supply operators seeking expansion



Buyer Qualification & Confidentiality


Prospective buyers must provide a minimum of $700,000 in verifiable proof of funds or appropriate financing / pre-approval documentation demonstrating the financial ability to complete a transaction of approximately $2.3 million or greater.



The business name, exact location, detailed financial information, SBA pre-qualification information, and other confidential materials will be provided to qualified prospective buyers following execution of a confidentiality agreement and verification of financial capability.



All financial information, including revenue, SDE, adjustments, inventory values, and owner-operator projections, is based on information provided by the seller and/or business records made available for review. Prospective buyers should independently verify all information during their own due diligence.

Contact the Seller:

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Property Features and Assets:

Market Competition and Expansion:

This business holds a differentiated position in the beauty supply market, driven by scale, location, and operational maturity:

Scale and selection advantage. At approximately 24,000 square feet each, both stores far exceed the footprint of a typical neighborhood beauty supply shop. That scale allows a depth and breadth of inventory — hair, wigs and extensions, cosmetics, accessories, and professional lines — that smaller competitors cannot match, making each store a one-stop destination in its trade area.

Anchor-tenant positioning. As property anchors, both locations benefit from prominent visibility and steady foot traffic that smaller in-line or strip competitors don't command. This location strength is difficult and costly for a new entrant to replicate.

Established market presence. With several years of operating history in each market, both stores have built brand recognition and a loyal, repeat customer base — an advantage a startup competitor would need years and significant capital to build.

Barriers to entry. A new competitor attempting to match this operation would face substantial upfront costs: large-format lease commitments, deep initial inventory investment, vendor relationships built over time, and the ramp period required to establish traffic and reputation. The combination raises the barrier meaningfully.

Diversified two-market footprint. Operating across two distinct markets in Georgia and Tennessee reduces dependence on any single local economy and spreads risk across two customer bases — a stability advantage over single-location operators.

Transition to owner-operator. The current absentee model leaves clear upside for a hands-on buyer. An owner working in the business can capture the management salary as additional earnings and tighten operations, margins, and inventory decisions that an absentee structure doesn't optimize.

E-commerce and online sales. Beauty supply is well-suited to online retail. Adding or expanding a webstore, click-and-collect, or delivery through the existing 24,000 sq ft locations turns each store into a fulfillment hub and reaches customers beyond the immediate trade area.

Additional locations / scalable model. With two stores already systematized across two states, the operational blueprint for opening additional units is proven. A new owner can replicate the anchor-tenant model in new markets.

Reason for Selling:

Focus on other business. Kindly ask the seller for more information.

Additional Details:

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