Quick Summary

This is not a franchise. It is a way to fund your new business. Did you know you are allowed to convert your 401(k) or IRA account into cash to buy a small business without incurring any taxes or penalties? Over the past 20 years we have helped hundreds of clients do just that using our 401K Business Funding Plan. And our fee has always been 40% lower than what other firms charge. (You will need more than $50,000 in your 401(k) to qualify.) Learn more now!


Quick Facts

Minimum Cash Required$20,000
Total Investment$50,000
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Overview
Testimonials

Overview

401k Business Funding

HOW TO USE YOUR 401K TO BUY A FRANCHISE.

Did you know you are allowed to convert your 401(k) into cash to buy a small business without incurring any taxes or penalties.

Over the past 20 years we have helped hundreds of clients do just this with our 401K Business Funding Plans.

How Does This Work? 

With the adoption of a 401K business funding plan, you are allowed to convert your 401(k) into privately-held stock in your new business with no taxes or penalties due.

For this tax-deferred transfer we create a 501(a) trust and couple it to  special “exemption clauses”. 

In this way, you would not be “cashing out” your 401(k). When you invest these savings into a business, the IRS accepts this as a tax-deferred “rollover” which allows you to keep the 35% to 40% you would have paid in early-distribution taxes and invest that extra money in the business. It’s pretty much a no brainer.

We have helped hundreds of clients over the past two decades get  tax-free access to their 401(k), 403(b), 457, and IRA funds to buy or startup their own businesses.

This is a great alternative to borrowing money from a bank since you won’t have to pay back any principal or interest payments.

WHY PICK US?

  • For starters our fee is 40% lower than other firms.
  • Unlike others that require their fee upfront, we don’t charge  a dime until after our clients receive all of their money.
  • The other firms charge $1,600 or more a year in plan maintenance fees. We don’t charge a dime.
  • We have a reputation of helping clients years later at no cost. 

MORE CASH TO BUY YOUR FRANCHISE

For every $100,000 you roll over from your 401(k) you get to keep that $30,000 you would have paid in taxes and invest it in your new business.

HERE ARE THE NUMBERS

COMPARING A "ROLLOVER" TO A "DISTRIBUTION"CASH OUT YOUR 401KROLLOVER INTO A NEW BUSINESS
Amount in retirement fund:$ 100,000$ 100,000
Mandatory 20% withholding for taxes:$ 20,000$ 0
Cash available to withdraw:$ 80,000$ 100,000
Tax consequences of withdrawal:  
Federal income taxes (at 28%)$ -28,000$ 0
Early distribution penalty (10%)$ -10,000$ 0
State income taxes (2%)$ -3,000$ 0
Total taxes & penalties:$ 41,000$ 0
Compare with the cost to set up a 401 Business Funding Plan: $ 4,950
Net cash available:$ 59,000$ 95,050
Percent of retirement funds retained:59%95%
Additional cash without taxes & penalties. $ 54,050

Testimonials

You guys are awesome, you are on it!Yes sir, my rollover check just cleared this morning and is available to invest in my new business. I was chatting with my mom and she may be interested in doing the same thing with her 401K.”CharlieHeum , 9/19/2022 4:10:00 PM
All is going well for us, and access to our retirement funds has made everything so much easier. Thank you for providing this service! Most people I talk to about the pension trust arrangement are amazed that it is possible and, better yet, pain-free with the support you provide.LindaMoore , 9/19/2022 4:10:00 PM
I was a bit skeptical, but after confirming that the money is arriving in my bank account this morning, I am SO PLEASED with your work and due diligence!EnriqueValdez , 9/19/2022 4:10:00 PM
Hello Dean, the exact amount is $205,109.04. Fidelity acknowledged they have all the documents they need to proceed with my tax-free rollover. Again, I want you to know how much I appreciate how you haveRobertWalker , 9/19/2022 4:10:00 PM
I have been thinking, dreaming, and preparing to have and run my own business since I was a teenager, but today was the first real step towards making it happen. I still don't fully understand all of the steps yet but talking with you and hearing your confidence assured me that everything is going to be fine and you are the right person to get me through this process. Many thanks.MikeButler , 9/19/2022 4:10:00 PM
Dean, I received my funds today, and I am very excited to begin this new journey. I cannot tell you how much I appreciate the service and professionalism you demonstrated throughout.”TimJones , 9/19/2022 4:10:00 PM

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