• Purchase A Franchise Using Your Retirement Plan Slider-1

Purchase A Franchise Using Your Retirement Plan


Quick Summary

This is NOT a franchise or business opportunity. This is a service offered to those seeking to purchase a franchise or business using their retirement funds without having to pay the taxes and penalties. You can purchase a franchise or traditional business with a tax qualified retirement plan such as an IRA, 401(k), 403(b), 457(b), SEPs and others.

*Please contact "Purchase A Franchise Using Your Retirement Plan" to confirm the accuracy of any information provided on this page.

Purchase A Franchise Using Your Retirement Plan
Business Cost, Fees & Facts for 2026

Minimum Cash Required $20,000

Available In These States:

We are currently accepting inquiries in these states:
  • AL
  • AR
  • AZ
  • CA
  • CO
  • CT
  • DC
  • DE
  • FL
  • GA
  • IA
  • ID
  • IL
  • IN
  • KS
  • KY
  • LA
  • MA
  • MD
  • ME
  • MI
  • MN
  • MO
  • MS
  • MT
  • NC
  • ND
  • NE
  • NH
  • NJ
  • NM
  • NV
  • NY
  • OH
  • OK
  • OR
  • PA
  • RI
  • SC
  • SD
  • TN
  • TX
  • UT
  • VA
  • VT
  • WA
  • WI
  • WV
  • WY
  • Overview

Purchase A Franchise Using Your Retirement Plan

 
THIS IS NOT A FRANCHISE OR BUSINESS OPPORTUNITY. 

THIS IS A SERVICE OFFERED TO THOSE SEEKING TO PURCHASE A FRANCHISE OR BUSINESS USING THEIR RETIREMENT FUNDS. 

THIS IS NOT A LOAN OR FINANCING PROGRAM. THIS PLAN ONLY USES RETIREMENT FUNDS TO PURCHASE A FRANCHISE OR BUSINESS.

Did you know that you can purchase a franchise, traditional business or investment real estate with a tax qualified retirement plan such as an IRA, 401(k), 403(b) etc without having to pay the taxes or penalties?

Save Money – eliminate penalties and taxes
Tapping into your retirement funds can be expensive. Distributions before retirement age can cost you up to 50% in taxes and penalties. But with our Business and Franchising Funding Plan you can use the retirement funds you've diligently saved to start or grow your own business – without taxes or penalties.

Build for the future – invest in yourself
A business of your own may well be your best retirement plan. With the Business and Franchising Funding Plan, you can use your retirement funds as an initial business investment and build on them year after year. After all, an investment in yourself is an investment you can believe in. The Business and Franchising Funding Plan is designed to put you in control by making you the trustee of your own retirement. With this plan you are able to shelter more money than ever before for a greater potential return and continued income during retirement.

Enjoy higher success from the start
The Business and Franchising Funding Plan gives you more control by helping you avoid the debt associated with business loans freeing up cash flow. Perhaps that's why so many current and potential business owners prefer this approach to traditional financing. The Business and Franchising Funding Plan can also be used in conjunction with traditional and SBA financing to help reduce the amount of your loan, and therefore your loan payments.

Plan for security – without using the roof over your head
Lots of small business owners start out by borrowing against their homes. With the Business and Franchising Funding Plan, you can open or grow your business without ever touching the home equity you worked so hard to build.

The Business and Franchising Funding Plan:

Using Retirement Funds as Business Capital
It's a different concept for most people. Money in IRAs and 401(k) plans is thought to be untouchable until retirement. It can be used before then.

The Business and Franchising Funding Plan provides a simple process to invest retirement funds in a new or established business—without distributions, penalties and taxes. As a result, it gives anyone with a qualifying retirement plan a ready source of capital.

Unheard of, perhaps. Unusual, maybe. And undoubtedly nothing to wake up in a sweat about. The idea may raise eyebrows. Yet the Business and Franchising Funding Plan is without question an effective means of employing retirement savings as business capital.

TIP: The Business and Franchising Funding Plan can be used instead of borrowing against the house to keep home separate from business.
Basically what happens is people invest retirement funds in stock of their own business. When properly done, funds can be used for any business purpose, including:
  • Purchasing a franchise or existing business.
  • Start-up expenses: purchasing property, equipment, etc.
  • Working capital: paying salaries, franchise fees, etc.
  • Business expansion: funding additional franchises, locations, etc.
  • Equity toward SBA or other loans.
Moreover, capital can be obtained from just about any type of retirement savings plan:
  • IRAs
  • 401(k) Plans
  • 403(b) Plans
  • SEPs
  • SIMPLE Plans
  • Annuity Plans
  • Profit Sharing Plans
  • Defined Benefit Plans
  • 457 Plans
  • Employee Stock Ownership Plans
  • Cash Balance Plans
  • Money Purchase Plans
  • Rollover Plans
  • ESOPs
Important Note: To qualify for this program, you need to have at least $30,000 in an IRA, 401(k) or other retirement account and the funds cannot be with an employer that you are still working for.

This is NOT a loan or financing program. This plan ONLY uses RETIREMENT FUNDS to purchase a Franchise or Business.

This is NOT a franchise or business opportunity. This is a service offered to those seeking to purchase a franchise or business using their retirement funds.

Next Step
To receive a complete Business and Franchising Funding Plan information package, fill in the request form below.

Please note that American IRA and 401(k) Retirement Plan is not accepting inquiries from outside the United States.

 

 

 

 

 

 

Here are some other suggestions in the same category that you selected :

American Business Systems, LLC

American Business Systems has been America's Leader in Medical Billing with Unparalleled Training, and Support for over 25 years. $100k Potential working from anywhere, full-time or part-time. Learn more about this great opportunity!

Read More »

$ 30,000 Min.Cash Required

Blue Coast Savings Consultants

Blue Coast Savings Consultants is a leading consultancy in cost savings and expense reduction. For over 30 years, our advisors have helped businesses enhance their profits and achieve greater financial flexibility by cutting unnecessary costs. If we don’t deliver savings, there’s simply no fee.

Read More »

$ 70,000 Min.Cash Required

Minuteman Press

Serving the business community for over 50 years, Minuteman Press’ customer service driven business model provides digital print, design and promotional services to businesses. Today we are much more than just print, we can provide anything you can put a name, image or logo on!

Read More »

$ 50,000 Min.Cash Required

ClaimTek Systems

Start a Medical & Dental Billing and Practice Management Business – Work from anywhere, part-time or full-time, flexible schedule, huge profit margins! Healthcare is the growth industry of the 21st century! Read more about this exciting opportunity now!

Read More »

$ 20,000 Min.Cash Required

PIRTEK USA

Go into business for yourself, not by yourself with Pirtek. Own a PIRTEK Hose Service & Supply Center franchise with 30 years of experience for a proven, strategic business system. Whether it's assisting you in finding a suitable location, conducting employee interviews or attending local trade shows, the PIRTEK strategic system supports you every step of the way. Learn more about having a business you can work on and not in, to have a business where you can work business hours and build a team around you which will provide a valuable service, where you can build a successful business that affords you the lifestyle of your dreams.

Read More »

$ 75,000 Min.Cash Required

Growth Coach - Business Coaching

The Growth Coach is a leading business coaching franchise that gives you more than just income—it gives you freedom. Our proven systems empower you to build a flexible, fulfilling business with no employees, no inventory, no expensive location—and no burnout. You’ll have the chance to make the money you want while designing a schedule and lifestyle that works for you.

Read More »

$ 50,000 Min.Cash Required

Lawn Doctor

Lawn Doctor offers custom lawn care solutions to residential and business consumers, including lawn services, pest control, and tree and shrub care. With over 45 years of experience in the industry, Lawn Doctor stands apart by being the leader in customer satisfaction, with an average customer retention rate of over 80%. Lawn and landscape services are a $67 billion-a-year industry, and each year more homeowners switch away from do-it-yourself lawn care to effective professional solutions.

Read More »

$ 60,000 Min.Cash Required

Rytech Water Damage & Mold Specialists

If you are searching for a rewarding and profitable business to own, look no further than Rytech. We are an established service provider franchise in a virtually recession-proof industry. Water and fire restoration along with mold remediation services are part of a multibillion-dollar industry that offers potential franchisees the opportunity to build a successful business. Learn more about becoming part of this ever-growing industry today and reach out to our franchising team.

Read More »

$ 75,000 Min.Cash Required

Driving Academy

Discover a high-demand, affordable franchise that helps students get on the "Road to Freedom". As a Driving Academy truck driving school you’ll access our proven, scalable systems designed to accelerate your profit, comprehensive training and REAL ongoing support after you open. No trucking experience needed.

Read More »

$ 150,000 Min.Cash Required

Add Businesses and/or Franchises
To Basket For Free Information

This site uses cookies. By continuing to browse the site you are agreeing to our use of cookies. Review our cookies information for more details.