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This business finances commercial truck purchases for individual truck operators. It was established 15 years ago and has grown consistently with currently 250 outstanding loans. The loans are secured by a first lien on the vehicle title which is held by the company until the loan is paid off. Interest rates are over 24% and loans are generally for up to 48 months. Default rates have historically been less than 3% due to the thorough credit approval process up front. Current Owner has grown the business through referrals and word of mouth with no advertising or marketing which leaves a huge upside for the new owner. Besides expanding the truck lending the new owner can grow into other types of equipment loans i.e. construction equipment, car wash tunnel equipment, laundromat equipment etc. With built in monthly cash flow of over 60k this business is a great opportunity to get into the extremely lucrative asset based finance industry. Owner is looking to retire but will stay on for up to one year to train and transition the business smoothly.
Busy Location, 3 MPDs gas station with a canopy. Located on a very busy corner of a busy road. The station pumps around 45,000 gallons per month, with a good volume of super, at 30 cents profit margin. The station has 2-bay mechanic shop which has been rented, the mechanic has a lease, but it's up for renewal, and he is waiting to renew. Few Cars are parked for monthly fees paid to the owner. There is already a Diesel connection to convert one of the tanks to Diesel. It comes with a supply agreement. perfect for a mechanic operator or owner operator
3 pump gas station located on a neighborhood road. It has 2 bay garage that pumps around 30,000 gallons per month with 14 cents commission, and the shop can do very well. Perfect for an owner-operator to run the mechanic shop and hire a gas attendant. the station is located in the middle of a nice upscale residential area with plenty of local customers. The gas company will take care of all maintenance under and above ground, except for hoses and nozzles. there is a gas deposit for 25,000
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